A practical and detailed Australian guide exposing the 'secret recipe' of how to build, structure and automate a multi-million dollar property portfolio that will enable you to create financial independence and the lifestyle that you and your family deserve! - In this book you will discover advanced Australian property investing strategies, and learn specific real estate finance and property due-diligence methodology, that will give you the confidence and skills to start building your property portfolio as soon as you finish reading this book. - Learn how to set up your loans correctly, asset protection structures, and identify the very best areas for growth properties in Australia that will enable you to fast-track your ability to build a Multi-Million dollar property portfolio in your spare time. - This book reveals the ‘secret recipe’ on how to correctly structure your finances with the objective of maximising leverage and tax efficiency, whilst focusing on buying more investment properties and simultaneously paying off your home loan in record time, thus saving you tens of thousands of dollars in unnecessary interest payments over the life of the loan. - Gain insights on how to understand property cycles, state by state, and exactly how to hone in, with laser-like precision, on Melbourne’s hot spots in 2020 and beyond. - How to conduct a cash-flow analysis in order to compare the advantages and disadvantages of different types of investment properties, i.e. house and land, townhouses or apartments. - How to identify, assemble, and leverage, the very best property consultants and property industry experts that will take years off your learning curve, and enable you to grow your portfolio in the most efficient way possible.
How can you successfully invest in property when, broadly speaking, supply now outweighs demand in Australia? In The Future of Property Investing in Australia, property investor expert Sam Saggers explores the rapidly changing Australian property market and explains how property investors can capitalise on emerging trends. Whether you are buying real estate for the first time or the fortieth time, and whether you are just starting out in life or nearing retirement, this book will change the way you look at real estate. With a sensible and easy-to-follow approach, Sam Saggers gives you a proven path for your property investment journey. This is your ultimate guide to cracking the code for what type of property makes a great investment and what properties you should avoid. As Sam demonstrates, buying for maximum profits is a core approach to investment success, whether local or interstate, whether a pre-construction property or existing, whether old or new. You will learn: about Australia's property plan how globalisation is impacting on Australian real estate how to buy in the oversupplied property markets of today how to spot and purchase a bargain property how the dawn of great property design will impact you how to maintain your lifestyle in retirement where to buy real estate for fast profits how to hold real estate for up to twenty years how to use technological disruption to create positive cash flow investments why the knowledge economy is changing real estate forever. This book is an invaluable resource for anyone wanting to become a successful property investor. Sam will give you the ability to buy real estate profitably and without fear.
A self-made multimillionaire talks about how he arrived in Australia with $100 in his pocket and then, out of sheer dedication and determination, developed a plan to make his fortune. Now, his company is the largest of its kind in Queensland.
We hope this guide provides you with some direction for your purchase in Australia and we remain available to assist you further as necessary. The information in this book is intended as a general guide only and no person should act solely on the information contained herein.
An essential tool for any serious property investor who is wanting to stake their claim in the 5.4 trillion dollar residential property market. Finally, an ex-banker, mortgage broker and property millionaire's 'tell-all' step-by-step blueprint, explaining how to build, structure and automate a multi-million dollar residential investment property portfolio correctly, that has the potential to replace your income for life! International author, speaker, entrepreneur and property expert Konrad Bobilak reveals all in this insightful and valuable book. You'll learn:- How to potentially save thousands of dollars in interest payments, and pay off your current 30-year principle and interest mortgage in 15 years or less without making any additional payments.- How to correctly structure your first and subsequent investment property acquisitions, and why you should never cross-collateralise your properties.- The function and importance of LVR (loan to value ratio), LOC (line of credit facilities), LMI (lenders mortgage insurance), offset accounts, and terms and conditions of loans.- How to beat the banks at their own game by understanding the exact formulas that the banks use to work out how much money you can borrow; DSR (debt servicing ratio).- 12 powerful ways to supercharge your borrowing capacity that will enable you to buy more property than you ever thought possible.- 19 crucial questions that you must know in order to choose the best mortgage broker in the industry.- 12 most common and deadly property finance mistakes and how you can avoid them. This book will boost your financial literacy and intelligence, and take your property investing to a whole new level!
A guide for emigrants providing help and advice on choosing the best locations in the most suitable countries, together with information on real estate agents, renovation and restoration, security, moving house, utilities, and the legal framework.
Basic guide to personal tax management. Looks at the taxes you pay, tax offsets for families, seniors and pensioners, superannuation contributions, fringe benefits tax, capital gains tax, the Medicare levy and surcharge, and tax rates. Includes colour design and index. Author is a qualified solicitor and a Senior Lecturer in Law at the University of Technology in Sydney.
Created especially for the Australian customer! Learn to: Find the perfect property for you Finance your dream Choose from an established home, brand-new property or a 'fixer-upper' Get your foot on the property ladder! Open the book and find: Strategies for getting your deposit together Pros and cons of buying a period home What's involved with becoming an owner?builder Pitfalls to consider when buying 'off the plan' How to secure a home loan if you're self-employed Tactics to beat the auctioneersat their own game Unearth your dream home and negotiate the mortgage maze Do you search property websites, wondering whether a particular property could be your dream home? Do you feel like you're wasting money on rent but are confused by the world of real estate ? and real estate agents? Relax! This practical guide covers all aspects of buying property, from buying a piece of history to building from scratch to signing on the dotted line. Work out whether you're ready to buy ? find out whether you're ready for the commitment of buying property, financially and psychologically Focus in on the right property for you ? determine your 'must haves' and 'like to haves', and whether you'll need to make a trade-off between these and your preferred location Decide what kind of property you want ? discover if your best option is to buy off the plan, find an established property or build yourself Deal with property professionals ? cut through real estate agent spin and understand how buyers' agents work Find the right finance ? choose the home loan that suits you and your finances Negotiate a great deal ? move smoothly through the buying and settlement process, whether buying at auction or through private treaty sale
The Property Professor’s Top Australian Suburbs is a handy guide for first time investors and homebuyers. 'Property Professor' Peter Koulizos takes readers through 107 Australian suburbs that offer the best return on investment. The book provides detailed statistical data in the suburb profile including information on demographic, average incomes and what plans local and federal government has for improving the area over the next 20 years. Focuses on suburbs that are currently undervalued Lists which streets within the suburbs will help investors and buyers reap the largest rewards Features the top 20 suburbs from Melbourne, Sydney, Adelaide and Queensland, the top 2 suburbs in Canberra and Darwin and the top 3 suburbs in Hobart Easy to use portable format with side tabs
Owning your own home is part of the Australian dream. There's something special about the feeling that you get when you come home after a hard day's work to a place that is really yours - almost as good as a smashed avo on toast washed down with a flat white.But now, more than ever, the dream of owning your own home seems like it is just that- a dream. Housing prices keep on going up & up, and the house of your dreams seems like it's becoming less & less affordable.Median home prices have increased from four times median incomes in the early 90s to more than seven times today. House prices in Australia have more than doubled in real terms over the past 20 years. No wonder more than one third of Australian households are now renting!In Home & Hosed we take you through the Three Simple Steps to owning your first home.
Structure your mortgage for a more secure, more profitable property investment Mortgages Made Easy is the definitive guide to getting the optimal mortgage for your home or investment property purchase. Bestselling author, mortgage broker, and financial advisor Bruce Brammall, aka Debt Man, walks you through the process in his trademark style, giving you all the information you need to buy a property and finance it right. Success in real estate is as much about having the right debt structure as it is about buying quality property, and this book shows you how to build the financial fortification that is critical to your long-term security. You'll learn how to set yourself up for success before you even begin to house hunt, and how to approach investment properties differently from your own home purchase. Brammall guides you step by step through the loan and purchase, equipping you with the knowledge you need to make your property work in your favor. Property and debt are inseparable in the beginning, but what most people don't know is that accruing debt correctly plays a crucial role in the financial success of the property. This book explains it all, with practical advice and guidance throughout the process. Learn why debt is necessary and property is so popular Navigate the big choices that buying property entails Discover the critical differences between homes and investment properties Get mortgage-ready and examine loan structure options Given his qualifications, Brammall intrinsically understands the point where property, debt, and investment intersect, as well as their broader role in your wealth-creation plans. Your home is your castle, and a major part of your future security – it's important to set it up right. For savvy advice from an expert perspective, Mortgages Made Easy is the property buyer's mortgage manual.
A guide to the 5490 books in these fields in the TAustralian Books in Print' database as at June 1992, and out-of-print titles notified since December 1989, with titles indexed under 3617 subject headings.
the essential real estate guide to buying and selling what, where and when in Sydney, Melbourne, Adelaide, Perth, Canberra, Brisbane and Regional and Rural Australia. Featuring tips and advice on buying and selling property, financing your purchase, residential property investment and exclusive tips on Australia's best and worst performing areas. Based on Andrew's popular newspaper columns this book is an essential guide to buying real estate for first-home buyers to seasoned developer.
Australia’s Unintended Cities identifies and researches housing and housing-related urban outcomes that are unintended consequences of other policies, the structure of incentives and disincentives for the housing market, and governance arrangements for metropolitan areas and planning and service delivery. It is argued that unintended consequences have a greater impact on the housing market and Australia’s cities and their future than policies directly concerned with housing, urban policy and metropolitan strategic planning. The book will inform policy makers, including government officials, consultants and politicians. It will also be used by academics and students in various areas of urban policy, such as housing and urban planning, as well as environment, public policy and economics.
Created especially for the Australian customer! Take on tax issues with confidence — and minimise your tax bill Paying tax doesn't have to be a nightmare. In Tax For Australians For Dummies, 2nd Edition, Jimmy B. Prince steers you through the labyrinth of everyday tax issues. Whether you're an employee, investor, business owner, retiree or student, this easy-to-follow guide answers your tax questions. Bonus materials are available offline at www.dummies.com. Build your tax knowledge—lodge a tax return or deal with an audit with confidence Investigate tax-effective investment—take advantage of investing in shares and property Reduce your tax bill as a small business owner—understand the rules and claim, claim, claim Understand your income tax rates—deal with federal, state and local government taxes Find expert guidance—come to terms with key tax principles and tap into the cases behind Australian tax law Choose the right business structure—reduce your business tax bill the right way Prepare for retirement—plan for tax-free twilight years Tap into government concessions—understand all the options Open the book and find: Strategies to reduce the tax paid on share dividends How you're taxed if you receive a termination or redundancy payment Case studies—with practical, step-by-step examples How your child's income, investments and trust distribution are taxed Exactly what you need to know about GST How to calculate capital gains tax on sale of investments Which tax concession you can claim for your business type Learn to: Lodge your tax returns and maximise your refund Minimise your small business tax bill Make the most of tax-free investing Use the tax system to increase your super