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Buy now to get the insights from David Ramsey's The Total Money Makeover. Sample Insights: 1) The best thing you can do following a financial crisis, such as a recession, is to learn from it, and not make the same financial mistakes again. 2) The challenge with handling your money is that it is completely on you whether you fail or prosper. If you are able to control your behavior, then you can control your finances.
Gain a thorough understanding of corporate tax concepts and most current tax law with SOUTH-WESTERN FEDERAL TAXATION 2021: CORPORATIONS, PARTNERSHIPS, ESTATES & TRUSTS, 44E. This reader-friendly presentation emphasizes the latest tax law and changes impacting today's corporations, partnerships, estates and trusts. You examine the most current tax law at the time of publication. Complete coverage of the Tax Cuts and Jobs Act of 2017 offers insights and guidance from the Treasury Department. Clear examples, summaries and tax scenarios further clarify concepts and help you sharpen critical-thinking, writing and research skills. Learn how taxes impact the corporate world today with this thorough coverage. You can even use this edition to prepare for the C.P.A. exam or Enrolled Agent exam or begin study for a career in tax accounting, financial reporting or auditing. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
Completely updated to reflect the 2021 exam update, Barron's SAT Study Guide includes everything you need to be prepared for exam day with comprehensive review and practice from experienced educators. All the Review You Need to Be Prepared An expert overview of the SAT, including test scoring methods and advice on college entrance requirements In-depth subject review covering all sections of the test: Reading, Writing and Language, and Mathematics Updated Writing and Language sections to reflect the removal of the optional essay Tips and strategies throughout from Barron's authors--experienced educators and SAT tutors Practice with Confidence 7 full-length practice tests--4 in the book and 2 online-- including 1 diagnostic test to assess your skills and targe your studying Review chapters contain additional practice questions on each subject All practice questions include detailed answer explanations Interactive Online Practice 2 full-length practice tests online with a timed test option to simulate exam experience Detailed answer explanations included with expert advice Automated scoring to check your learning progress Online vocabulary flashcards for additional practice to support reading, writing, and language
The money lessons you wish you’d learned in school Personal Finance in Your 20s & 30s For Dummies helps Millennials and Zoomers like you make smart financial moves. It’s not as tough as it looks to reduce and file your taxes, pay off your student debt, buy a home, keep a budget to save and invest wisely, or start that side hustle, just to name a few. With a little bit of focus, you can start a clear path to financial freedom and avoid mistakes today. Your future self will thank you. This edition is full of updates for the 2020s; wrap your mind around your investment opportunities, the realities of making a second income, higher ed options for career advancement, and lessons learned from the COVID-19 pandemic. If you’re in need of financial guidance—and who isn’t?—this is the book you need. Pay off loans, manage your credit, begin the home-buying journey, and more Set realistic money goals so you can create a solid path for financial success Make smart decisions to beef up your bank account and investment portfolio Protect the money you have today and learn how to put your money to work for the future Get ready to turn up the volume on your financial know-how and stop worrying about money!
In the newly revised Fifth Edition of College Algebra, students are led through an accessible, concise, and straightforward lessons in college-level algebra. The text provides readers with a streamlined approach that emphasizes practice and readable definitions in essential topics. The included exercises and problems are varied, useful, and instructive.
Our top selling introductory accounting product Accounting Principles helps students succeed with its proven pedagogical framework, technical currency and an unparalleled robust suite of study and practice resources. It has been praised for its outstanding visual design, excellent writing style and clarity of presentation. The new eighth edition provides more opportunities to use technology and new features that empower students to apply what they have learned in the classroom to the world outside the classroom.
Discover the keys to personal financial management with the practical, reader-friendly introduction in Garman/Forgue's market-leading PERSONAL FINANCE TAX UPDATE, 13E. This step-by-step approach teaches you how to save and invest, manage student loans, file taxes, decrease credit card debt and plan a strong financial future. The latest financial information throughout this edition incorporates significant changes to the U.S. income tax system with the Tax Cuts and Jobs Act of 2018. Memorable scenarios lifted from actual situations depict a variety of financial challenges - showing you the relevance of what you're learning and the importance of following advice from trusted personal finance experts. Many math-based examples also clearly illustrate how to achieve long-term financial goals through investing. Using the latest financial updates and effective learning tools, this edition prepares you for personal financial success now and throughout your lifetime. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
As you grapple with difficult privacy and data protection issues, you wont want to be without Bender on Privacy and Data Protection. This timely resource provides a framework to help you make sense of important questions in this rapidly-evolving area of law. Designed for the busy practitioner, the book is divided into four parts: (1) federal law, (2) state law, (3) international law, and (4) issues that warrant a special focus, such as privacy policies, behavioral advertising, search engines, cloud computing, the cost of privacy measures, and RFID (radio frequency identification). Practice Insights sections set out important take-aways and practical implications. For further convenience, expert legal analysis is broken into subsections with lists and bullet points to help you find just the right information quickly and easily. In addition, many chapters have one or more Appendices that set out important supplementary materials, including text and analysis of relevant U.S. and international privacy and data protection law. "David Bender's new book -- Bender on Privacy and Data Protection is a well-organized and detailed treatise spanning the world of privacy and data protection. Starting with a discussion of the key U.S. federal and state privacy laws, the book turns its attention to the EU and APEC, and then closes with several chapters on particular topics such as cloud computing and behavioral advertising. Clearly the book cannot cover every possible law or aspect of the data protection universe but I found it particularly compelling in its chapters that apply the privacy laws to particular contexts. For example, the chapter on Cross-Border Transfer of Personal Data goes into great details on the complexities of transferring personal data from the EU. The author is clearly well-versed in the legal and practical nuances of transferring data from the EU to other jurisdictions and offers both a detailed analysis of the law, as well as many practical insights to addressing such challenges. For those of us who deal with EU data transfers on a regular basis, the book is a great resource and will definitely be sitting on my desk." -- Orrie Dinstein, Privacy practitioner at a Fortune 100 company "Bender on Privacy and Data Protection is a reference book that can meet the needs of everyone -- those just beginning in or who have a curiosity to learn more about the field, as well as experienced practitioners needing examples and guidance on how to approach or solve a particular challenge. It is part encyclopedia, part history book and part a collection of case law and interpretations showcasing the wealth of knowledge and experience of the author. A comprehensive synopsis is indexed at the beginning of every chapter enabling quick identification of just the right topic -- and perhaps the best feature -- it is written for lawyers and non-lawyers alike! I highly recommend this book." -- Sandra R. Hughes, Past Chairman International Association of Privacy Professionals (IAPP) "This book provides an immense amount of timely and important material on an area that has become increasingly complex and important in practice. Bender has done an incredible job. Among other things, the coverage of state Data Breach Notification and other privacy-related laws is excellent and invaluable for practitioners, including in-house counsel." -- Raymond T. Nimmer, Dean & Leonard H. Childs Professor of Law, University of Houston Law Center "Bender on Privacy and Data Protection is the one resource I would recommend to every professional concerned about understanding the plethora of privacy and data protection laws and issues. David Bender's meticulous and thorough coverage of topics critical to both public and private sector organizations will be an important addition to the privacy and data protection professional's library." -- Dr. Larry Ponemon, Chairman and Founder, Ponemon Institute
Struggling with debt? Find solutions here. Conquering overwhelming debt starts with understanding your options. Solve Your Money Troubles gives you the tools you need to get your finances back on track. Learn how to: stop debt collector harassment cold negotiate down your debt with creditors reduce your student loan payments, and create a healthy financial plan that you can live with. But that’s not all. Solve Your Money Troubles helps you handle the big issues, too. Find out how to: stop a wage garnishment from leaving you penniless get your car back after a repossession prevent a foreclosure by applying for a loss mitigation program respond to an action if you get sued, and decide if it’s time to wipe the slate clean by filing for bankruptcy. In addition to up-to-date legal information, you’ll find practical tools, such as sample creditor letters and budgeting worksheets. And, if the law changes, you won’t be left out of the loop. You’ll have online access to all of the latest debt, credit, and bankruptcy developments.
Debt Free Blueprint Have you found yourself in this position before? You work hard; you think that you are doing right by your money, yet there never seems to be enough? Does your money just up and leave you? Take it from me. I truly understand what it means to look at your bank account and have that sinking feeling in the pit of your stomach. You may be looking at my credentials thinking, "What does this guy know about the pain of watching your hard-earned money flow right out of your pockets?" I can assure you that I have been in your shoes. You’re no longer a slave to bad debt. Student loans, your mortgage, car loans, and credit card debt are all in the past. Creditors aren’t bothering you. You finally have enough cash to pay for necessities every month and can afford some fun stuff, too. You can give money to causes that are important to you, and help out your loved ones when they need you. Your net worth is growing, and your sense of financial security gets better every day. You simply don’t have to worry about money anymore. Well, guess what? All of that can be your reality. You have the power to make that happen. And here’s the thing - it isn’t as hard to accomplish as you may think. It begins here, with one simple thing that will completely transform your finances, now and forever. You get rid of your debts, transform your finances, and use the money that’s been freed up to build your wealth. You’re about to see simple ways to get rid of the bad debts that are ruining your cash flow. Credit Repair Secrets Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender. Generally, credit scores fit into any of five classes: excellent, awesome, great, reasonable, and exceptionally poor. Your credit card reports decide your credit score. If you have an "excellent" credit rating, you could wind up paying a much lower price on an obligation, because the apparent danger of your default is substantially less than that of an individual with a "reasonable" credit score. You will have practically zero issues getting an advance if your credit score is in any event great. Be that as it may, you can even now get credit cards for having reasonable credit. If you have an exceptionally poor credit score, you will most likely be unable to get advances. This guidebook will cover all of the tips and tricks that you need to know in order to get to know about credit scores. There are likewise different organizations that offer free credit score reports. However, you need to pursue a free time for testing, after which you will start to pay for the administration. You can utilize these administrations if you are worried about wholesale fraud, or when you are building your credit profile and you have to screen your advancement. If your requirement for a credit card score is easygoing, you don't have to leave behind month-to-month expenses to pay for an observing help. You need to have the best credit score with the goal that your procedure of acquiring an advance can be smooth. You will likewise appreciate lower paces of enthusiasm as your credit rating goes up. Different advantages of a superior credit score are being at risk for lower regularly scheduled installments.
Mom's Got Money is a mother’s guide—an instruction manual to help them use the skills they already possess to become extraordinarily confident managers of their money. Alford won't pretend mothers don't have a lot on their plate. She already knows they're pressed for time. The weight of their daily decisions takes a toll. Sometimes, it feels like they manage everything, whether they have a supportive spouse or not. She knows this because it's that way in her house too. However, we all have a choice on how to handle that responsibility, and Alford thinks we can flip the script. Instead of being frustrated or feeling resentful, Alford teaches moms how to recognize their own strengths and develop true financial confidence. Once readers master Alford's money lessons, they'll start to truly enjoy money. Vacations are more fun when they're already planned and paid for. Christmas shopping is a breeze when you have a fully funded holiday spending account. Never worry about the worst that can happen because you have a fully funded emergency fund and life insurance. Feel in control of your bills, caught up, and with room to spare. In this book, you'll learn how to: Become an exceptional leader of your family with a growth mindset Calculate your net worth Effectively budget and manage your household cash flow Work with your spouse or partner on financial goals Understand what impacts your credit score Ensure you pay all your bills on time, every time Make sure you plan for emergencies Protect your family by buying term life insurance Do the math on childcare costs vs. career costs when having a family Plan and save for holiday spending, birthdays, and special events Learn the art and joy of giving Ideal for moms everywhere, but especially new and millennial moms, Mom's Got Money is an indispensable guide to taking financial control of your life.
A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.
Anderson's Ohio Consumer Law is ideal resource for lawyers, lenders, collectors, sellers and consumer advocates. Designed to capture the most important elements of consumer law, this convenient desk reference contains federal and state consumer statutes as well as extensive treatment of common law doctrines that are frequently invoked in consumer disputes. Plus, unlike many consumer law books, this one includes substantial coverage of both warranty law under Article 2 of the Uniform Commercial Code and the law of products liability, which are both critically important to consumers.
MKTG from 4LTR Press connects students to the principles of marketing—bringing them to life through timely examples showing how they’re applied at the world’s top companies every day. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Trusted and treasured by millions of readers over 30 years, the Life Application Study Bible, Third Edition is todays #1bestselling study Bible. Perhaps the most complete single-volume Bible ever compiled, this study Bible helps readers of all ages understand the language of the Bible and gives advice on how to apply its teachings to the ups and downs of everyday life. It has been thoroughly updated and expanded, offering even more relevant insights. With a fresh, two-color interior design and updated study notes and features, this Bible will help you understand Gods Word better than ever. It answers the real-life questions that you have and provides you with practical yet powerful ways to apply the Bible to your everyday life. This edition includes the full text of the revered King James Version of the Bible. The words of Jesus are in red. Features: Now more than 10,000 notes and features Over 100 Life Application profiles of key Bible people Refreshed design with a second color for visual clarity Introductions and overviews for each book of the Bible More than 500 maps & charts placed for quick reference Dictionary/concordance 16 pages of full-color maps Christian Workers Resource
It’s Never Too Soon or Too Late to Pray for Your Marriage Stormie Omartian’s bestselling books on prayer have changed the lives of millions. In The Power of Prayer to Enrich Your Marriage, Stormie shows husbands and wives how to pray with urgency and power for God’s protection against the 14 most common marital problems that can lead to distrust, dissatisfaction, and sometimes even divorce. Whether you want guidance to help you avoid common pitfalls or you need healing and restoration from struggles you’ve already faced, you can partner with God to strengthen your relationship. This book will help you… prevent and pray through the challenges that may arise in your marriage lift your requests for good communication, forgiveness, wisdom, and much more to the Lord experience heartfelt peace knowing that no obstacle in your relationship is too great for God The Power of Prayer to Enrich Your Marriage also provides you with Bible verses that will speak truth to your heart about your relationship with your spouse and God, and personal prayers you can use to ensure your marriage lasts a lifetime.
BLACK ENTERPRISE is the ultimate source for wealth creation for African American professionals, entrepreneurs and corporate executives. Every month, BLACK ENTERPRISE delivers timely, useful information on careers, small business and personal finance.