The Debt Collector is an action filled SF/Adventure novella. Bar’T is a hired killer for Tempora-Plus, an alien company selling life extension and renewal. He is conditioned, and all but his most recent memories erased. Thus, his sole purpose is to terminate those who fail to maintain their payments to the company. But who is he? Join him in his struggle to regain his memory and identity, and ultimately take on the might of a powerful corporation. Also included in this volume is a miscellany of entertaining short stories, in genres, ranging from SF to fantasy and humor.
What's your life worth on the open market? In this sexy, gritty future-noir, debt collectors take your life energy and give it to someone more "worthy"... all while paying the price with black marks on their souls. Lirium plays the part of the grim reaper well, with his dark trenchcoat and jackboots—he's just in it for his cut, ten percent of the life energy he collects before he transfers it on to the high potentials, people who will make the world a better place with their work and their lives. That hit of life energy, a bottle of vodka, and a visit from one of Madam Anastazja's girls keep him alive, stable, and mostly sane... until he collects again. But when his recovery ritual is disrupted, he has to choose between doing an illegal hit for a girl whose story has more holes than his soul or facing the bottle alone—a dark pit he's not sure he'll be able to climb out of again. "Absolutely riveting!" "Quinn has a way of writing heart-breaking characters." "You'll be holding your breath, looking over your shoulder, and begging for more." Originally written as a serial, LIRIUM is Season One of the Debt Collector series and contains the complete story of Lirium. There are five planned seasons, each from the perspective of a different debt collector. 2015 Top SELF-ebook in Library Journal. Keywords: genetic engineering, coming of age, paranormal, dark fantasy, urban fantasy, dystopian, cyberpunk, science fiction, future noir, fantasy, adventure, short stories, serial, free science fiction
The 5 Elements of the Highly Effective Debt Collector is the first “How to collect a debt” book of its kind, in that it breaks the debt collecting process down into five core fundamental areas. After years of training in the collection industry, I have found that these five fundamental areas are at the center of revealing the mystery behind why only a small percentage of debt collectors produce at a high level and more importantly explains why the larger percentage of low to mediocre performers never reach a top producing level. Not only does this book establish fundamental concepts every debt collector must understand to maximize personal or agency’s earning potential, it also teaches: sound principles of engagement, valuable communication concepts, effective sales rebuttal techniques, as well as a system of file management that if followed and executed properly will more than double a collector’s efficiency and effectiveness in less than 30 days... The 5 Elements’ principles and concepts were designs to ensure that no matter an individual’s talent level, years in the industry, or position held within an agency, the end user will understand clearly and be enriched by the experience.
This book is about how one man successfully fights creditors and debt collection agencies in the one arena they fear most: the courts. The defendant has never lost a case. By using the right tools and documents, the defendant represents himself in court and wins case after case. Collection calls stop, court cases are dismissed, and defendant regains control over his finances. The book reveals techniques and tools used in the battle against debt collectors including a collection of effective documents and letters that can be easily adapted on one's personal situation. Learn how creditors, collection agencies, and collection attorneys think and how to come out on top in court.
Learn how to Eliminate All Debts, get Complete Debt Relief, and Remain Debt Free. After two decades of fighting creditors and debt collectors on behalf of thousands of clients, Board Certified Attorney Mark Wesbrooks has put together a powerful how-to guide to arm Americans with everything needed to oppose creditors, collectors, and their attorneys in their efforts to seek court judgments, seize assets, invade bank accounts, and garnish pay checks. Wesbrooks effectively explains legal protections, strategies, and procedures in easy to understand terms. Consumers have legal powers against aggressive creditors and debt collectors under the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) and other federal and state laws. Asserting these legal rights can make creditors and their attorneys go away. Consumers are entitled to recover money damages against creditors and collectors for even one violation of these laws. Part of the Legal Playbooks™ Series, The Debt Relief Playbook is an invaluable resource in defending against creditors, debt collectors and their attorneys. The Debt Relief Playbook provides a roadmap to financial freedom, including sample letters, court documents, and legal references (The War Chest) that will help you stand up and fight to protect your family and preserve the American dream. The Debt Relief Playbook is part of the Legal Playbooks™ series of publications designed to arm consumers to stand up to creditors and prevail. It is a statistical fact that one out of three debt collection lawsuits have no merit of any kind! By timely raising legal claims and defenses creditors and their attorneys will go away in defeat. Federal laws include loan forgiveness regulations for student loans, legal defenses which remove all liability on civil debts, and remedies of court-ordered discharge of all debts through bankruptcy. Rights and remedies exist which will be lost if the consumer does not act timely in asserting proper legal claims and defenses. Proper planning and an early counter-attack can eliminate the problem. When your family is under attack, it is time to fight and prevail!
Collection agencies by United States. Congress. House. Committee on Banking, Currency and Housing. Subcommittee on Consumer Affairs
Advice on how to liberate yourself—and take control of your financial future—from the author of Confessions of a Credit Junkie. Winner of the American Society of Journalists and Authors Outstanding Book Award, Self-Help category If you’re in credit-card debt and you’re tired of being told that all you need to do is give up your daily latte—and cut up all your credit cards—this is the book for you. Former credit junkie Beverly Harzog racked up thousands in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional personal finance advice didn’t work for her. So she created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years. In The Debt Escape Plan, you’ll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer—and stay out of—credit-card debt. You’ll learn: Why a one-size-fits-all approach to credit card debt doesn’t work How to use the Money Personality Quiz to customize your own debt escape plan The nine biggest debt mistakes and how to overcome them Seven secrets for giving your credit score a quick boost How to overcome the hardships of medical bills How to debt-proof your future so this never happens to you again!
Anderson's Ohio Consumer Law is the ideal resource for lawyers, lenders, collectors, sellers and consumer advocates. Designed to capture the most important elements of consumer law, this convenient desk reference contains federal and state consumer statutes as well as extensive treatment of common law doctrines that are frequently invoked in consumer disputes. Plus, unlike many consumer law books, this one includes substantial coverage of both warranty law under Article 2 of the Uniform Commercial Code and the law of products liability, which are both critically important to consumers.